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       Disclaimer of Warranty, Limitation of Liability and Notice of Risks   


The Company shall not be liable directly or indirectly for any circumstances in which the operation of the Mobile Application is interrupted or disrupted, for example, unavailability or unstable operation of the Mobile Application or wireless communication services, communication services, network delays, system outages or interruption wireless connection. The Company shall not be liable for any wireless communication services used by the User. The Company shall not be liable for the operation of User's mobile device. The Company shall not be liable for any loss incurred by the User related to the inability to use or unstable operation of the Mobile Application, unless otherwise provided by law.

The Company does not provide any guarantees regarding the compliance of the Mobile Application with the specific goals and expectations of the User. The Company shall not be liable for damages, including any direct, indirect, special, incidental, or consequential damages of any nature arising from the use or inability to use the Mobile Application even if the Company knew or should have known about the possibility of such damage or the User was warned of the possibility of such damage.

The information and materials presented in the Company's Mobile application are not a guarantee or promise of future performance or profitability from investment activities. Past performance is no guarantee of future results. Every investment has potential losses.

This material is provided for informational purposes only and is of a scientific and educational nature and nothing in it constitutes investment, legal, accounting or tax advice, or a recommendation to buy, sell or hold a security. There are no recommendations whether any investment is suitable for a particular investor. It should not be assumed that any investment in securities, companies, sectors or markets identified and described has been or will be profitable.

The User of the Mobile Application may or may not follow the forecasts at his own risk. The Company recommends that the Users independently evaluate the potential risks and profitability of individual investment strategies and ideas, if necessary, seeking help from qualified investment specialists. When working in financial markets, an investor must take into account various risks. Some of them are listed below:

Systematic risk is the overall, day-to-day, ongoing risk that can be caused by a combination of factors, including the economy, interest rates, geopolitical issues, corporate health, and other factors.

Liquidity risk is defined as the risk of incurring losses resulting from the inability to meet payment obligations in a timely manner when they become due or from being unable to do so at a sustainable cost.

Currency risk, also known as FX risk and exchange-rate risk, describes the possibility that an investment's value may decrease due to changes in the relative value of the involved currencies.

Interest rate risk is the probability of losses in investments from a decline in the value of assets due to a change in interest rates.

Bankruptcy risk, or insolvency risk, is the likelihood that a company will be unable to meet its debt obligations, which will lead to a sharp drop in the price of such a security (shares) or the inability to redeem it (debt securities).

Industry risks are risks associated with the unfavorable functioning of a certain industry, which directly affects the activities of companies engaged in it, and hence the value of the securities issued by them.

Operational risk is the risk of direct or indirect losses due to malfunctions of information, electrical and other systems, as well as their inadequacy, due to errors associated with the imperfection of the infrastructure of the securities market, technologies for conducting operations, management, accounting, and control procedures, due to actions (inaction) of personnel and third parties, as a result of the impact of external events, as well as when using remote access systems.

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