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Terms of Use for Mobile Application

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These Terms establish the procedure for using the “Ranks” Mobile Application (hereinafter - Mobile Application) - an application for smartphones, tablets and other mobile devices (operating on iOS and Android operating systems), the exclusive right to which belongs to Renks AAA LLC (hereinafter - Company).

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These Terms are an agreement between Users of the Mobile Application and the Company. Registration of the User in the Mobile Application means that the User of the Mobile Application accepts and agrees to these Terms.

The use of the Mobile Application also means the User's unconditional consent to the fact that electronic documents and orders prepared and / or transmitted using the Mobile Application with the input of authentication data and / or access codes are equivalent to documents and orders on paper and have legal force equal to the legal force of documents and orders signed by the User of the Mobile application with his own hand.

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Use of the Mobile Application

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The Company hereby grants to the User a royalty-free, non-exclusive, non-transferable, perpetual license with the right to use the Mobile Application in accordance with its functional purpose in the following ways and within the following limits:

• installation of the Mobile Application on the User's mobile device;

• reproduction of the Mobile Application on the User's device for personal purposes not related to business activities.

Other ways of using the Mobile Application are prohibited. In particular, the User does not have the right to:

• modify, decompile, decrypt and perform other actions with the code of the Mobile Application in order to obtain information about the implementation of the algorithms used in the Mobile Application;

• create derivative works using the Mobile Application;

• use the Mobile Application to violate the rights of third parties, as well as for purposes that are contrary to applicable law;

• install and use the Mobile Application on mobile devices with unlicensed software. The Company is not responsible for the stability, reliability, proper functioning of the Mobile Application and for any other consequences of using the Mobile Application on mobile devices that have been subjected to the installation of an unlicensed version of the software;

• use the vulnerabilities identified by the User in the operation of the Mobile Application to violate the rights of the Company and third parties, as well as other purposes that are contrary to applicable law.

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To gain access to the Mobile Application, the User must enter his authentication number - name, email address, phone number and password (password), one-time SMS code and / or Access Code or other data used by the User to access the Mobile Application.

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After entering the authentication data, authentication with subsequent authorization, the User of the Mobile Application can set his own access code to the Mobile Application, as well as choose another method of authentication, including using the face recognition system or the User's fingerprint, if such a possibility is supported by the User's mobile device. Through the Mobile Application, if technically possible, the User can carry out operations in accordance with the functionality of the Mobile Application:

  • Obtaining analytics on public companies;

  • Subscribing to receive analytics for public companies based on the type of subscription.

The functionality of the Mobile Application may differ slightly depending on the operating system of the User's mobile device.

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The Mobile Application, including the content contained in it, is provided on an "as is" basis, the Company is not responsible for the compliance of the functionality of the Mobile Application with the User's goals and expectations. If the User does not agree with the specified condition, the User has the right to refuse to use the Mobile Application.

 

Fee for using the Mobile Application

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The company provides analytics for public companies and offers a subscription at the following rates:

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• Tariff "Start" (analytics of the 150 largest companies);

• Tariff "Basic" (analytics of 3,000 companies);

• Tariff "Advanced" (analytics of 15,000 companies);

• Tariff "All inclusive" (analytics of 50,000+ companies).

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The subscription cost for each tariff is indicated in the "Settings" section of the Mobile application.

The Company does not charge any other additional fee for using the Mobile Application, except for subscribing at the rates described above.

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Users of the Mobile Application should be aware that other third parties, including wireless carriers or data service providers, may charge fees for their services in accordance with separate and separate agreements.

 

Storage of credentials of Users

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Users of the Mobile Application undertake to ensure confidentiality and not to disclose to third parties their Authentication Data - unique login (login) and password (password) of the User / Access Code, and others.

In case of disclosure of the Authentication Data to third parties, the User is fully responsible for the possibility for such third parties to obtain the User's personal information, access to the User's mobile device and the Mobile Application, as well as the possibility of performing operations through the use of the Mobile Application.

If the Authentication Data for accessing the Mobile Application belongs to a third party, operations performed through the use of the Mobile Application using the specified data are considered to be performed by the User, including when issuing a power of attorney to a third party. The User will be responsible for all operations performed using his Authentication

Data.

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Intellectual Property

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The Mobile Application contains images, audio, video materials, an analytics database for companies that are objects of intellectual property. The rights to all objects that make up the design of the Mobile Application as a whole and its individual elements, to the software of the Mobile Application belong to the Company. The rights to the content included in the Mobile Application (text, visual, audio/video content, etc.) belong to its legal owners. For violation of the exclusive rights of the Company and (or) content copyright holders or third parties, the User is liable in accordance with the legislation of the country where the service is provided.

Starting to use the Mobile Application, the User guarantees that he does not and will not take any actions aimed at circumventing technical means of protection against unauthorized use of content. Any copying, reproduction, processing, distribution, communication to the public, circumvention of technical protection or other use of content outside the scope of the opportunities provided by the Mobile Application, as well as any use of content for commercial purposes, is prohibited.

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Modification, Limitation, Suspension or Termination

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The Company has the right to change the functionality of the Mobile Application at any time, as well as restrict the possibility of its use by the User of the Mobile Application. The Company has the right to take the above actions without prior notice to Users of the Mobile Application, including if the User does not comply with these Terms.

The User of the Mobile Application may at any time refuse to use the Mobile Application.

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Collection, use and transfer of information

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The collection, use and transfer of information about the User of the Mobile Application is governed by these Terms and the Company's Privacy Policy. By accepting these Terms, the User grants the Company consent and the right to:

• process his data provided during registration in the Mobile Application by any means, including by third parties, including reproduction, electronic copying, depersonalization, blocking, destruction, as well as the above-mentioned processing of other personal data obtained as a result of their processing, with purpose to provide access to the functionality of the Mobile Application;

• receive advertising, mailings, including via the mobile communication network, from the Company, its counterparties and affiliates;

• place advertising and information offers, advice on goods, works, services of the Company and partners of the Company in the Mobile Application;

• collect information contained in the clipboard of the User's mobile device, solely for the purpose of personalizing the interface of the Mobile Application.

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Messages

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The User of the Mobile Application agrees to receive from the Company messages related to the use of the Mobile Application, including in the form of push notifications, as well as to the email address and phone number provided by the

User of the Mobile Application.

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Disclaimer of Warranty, Limitation of Liability and Notice of Risks

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The Company shall not be liable directly or indirectly for any circumstances in which the operation of the Mobile Application is interrupted or disrupted, for example, unavailability or unstable operation of the Mobile Application or wireless communication services, communication services, network delays, system outages or interruption wireless connection. The Company shall not be liable for any wireless communication services used by the User. The Company shall not be liable for the operation of User's mobile device. The Company shall not be liable for any loss incurred by the User related to the inability to use or unstable operation of the Mobile Application, unless otherwise provided by law.

The Company does not provide any guarantees regarding the compliance of the Mobile Application with the specific goals and expectations of the User. The Company shall not be liable for damages, including any direct, indirect, special, incidental, or consequential damages of any nature arising from the use or inability to use the Mobile Application even if the Company knew or should have known about the possibility of such damage or the User was warned of the possibility of such damage.

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The information and materials presented in the Company's Mobile application are not a guarantee or promise of future performance or profitability from investment activities. Past performance is no guarantee of future results. Every investment has potential losses.

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This material is provided for informational purposes only and is of a scientific and educational nature and nothing in it constitutes investment, legal, accounting or tax advice, or a recommendation to buy, sell or hold a security. There are no recommendations whether any investment is suitable for a particular investor. It should not be assumed that any investment in securities, companies, sectors or markets identified and described has been or will be profitable.

The User of the Mobile Application may or may not follow the forecasts at his own risk. The Company recommends that the Users independently evaluate the potential risks and profitability of individual investment strategies and ideas, if necessary, seeking help from qualified investment specialists. When working in financial markets, an investor must take into account various risks. Some of them are listed below:

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Systematic risk is the overall, day-to-day, ongoing risk that can be caused by a combination of factors, including the economy, interest rates, geopolitical issues, corporate health, and other factors.

Liquidity risk is defined as the risk of incurring losses resulting from the inability to meet payment obligations in a timely manner when they become due or from being unable to do so at a sustainable cost.

Currency risk, also known as FX risk and exchange-rate risk, describes the possibility that an investment's value may decrease due to changes in the relative value of the involved currencies.

Interest rate risk is the probability of losses in investments from a decline in the value of assets due to a change in interest rates.

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Bankruptcy risk, or insolvency risk, is the likelihood that a company will be unable to meet its debt obligations, which will lead to a sharp drop in the price of such a security (shares) or the inability to redeem it (debt securities).

Industry risks are risks associated with the unfavorable functioning of a certain industry, which directly affects the activities of companies engaged in it, and hence the value of the securities issued by them.

Operational risk is the risk of direct or indirect losses due to malfunctions of information, electrical and other systems, as well as their inadequacy, due to errors associated with the imperfection of the infrastructure of the securities market, technologies for conducting operations, management, accounting, and control procedures, due to actions (inaction) of personnel and third parties, as a result of the impact of external events, as well as when using remote access systems.

Modification of these Terms

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The Company has the right to change these Terms at any time without prior notice to Users of the Mobile Application. The current version of these Terms is posted by the Company in the "Settings" section of the Mobile application.

The User of the Mobile Application agrees to all changes if he continues to use the Mobile Application. If the User of the Mobile Application does not agree to accept changes to these Terms, he must stop using the Mobile Application. These Terms apply to all subsequent updates/new versions/beta versions of the Mobile Application.

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